Leverage Alternate Data for Smarter Risk Decisions
YuALT provides financial institutions with 200+ alternate data signals to build, analyze and deploy ML models without writing a single line of code.
Trusted by leading institutions
Revolutionize Your Risk Assessment
YuALT is the complete no-code platform for building robust credit risk and fraud detection models using both traditional and alternative data sources.
No-Code Platform
Build ML models with an intuitive drag & drop interface - no coding experience required.
200+ Data Signals
Access a vast library of alternative data signals to enhance your risk models.
Advanced Analytics
Visualize model performance with interactive dashboards and real-time insights.
Enhanced Risk Management
Improve credit decisioning with more accurate risk assessment and fraud detection.
Regulatory Compliance
Models are designed with transparency and explainability for regulatory requirements.
Rapid Deployment
Deploy models to production in minutes with our streamlined workflow.
Visual Model Building Experience
Our intuitive drag-and-drop interface lets you build complex machine learning models without writing a single line of code. Combine traditional data with alternative signals for more accurate risk assessment.
- Intuitive drag-and-drop model building
- Pre-built templates for common use cases
- Real-time model validation and testing
- Automated feature selection and engineering
Data Selection
Feature Selection
Data Transformation
Model Building
Output & Deploy
Model Components
Standard credit bureau data
200+ alternate data signals
Handle missing data points
Scale features to common range
Ensemble learning method
Deep learning architecture
Real-time scoring API
200+ Alternative Data Signals
Enhance your risk models with our comprehensive library of alternative data signals that provide deeper insights into customer behavior and risk profiles.
Financial Behavior
- Transaction Patterns
- Spending Habits
- Bill Payment History
- Income Stability
Geospatial data
- Device Usage
- Online Activity
- App Installation
- Social Media Presence
Location Intelligence
- Geospatial Patterns
- Mobility Trends
- Area Stability
- Commute Analysis
Psychometric Data
- Financial Knowledge
- Risk Tolerance
- Decision Making
- Time Preferences
Business Signals
- Supplier Relationships
- Customer Reviews
- Business Stability
- Market Position
Alternative Credit
- Utility Payments
- Rental History
- Telecom Payment
- Subscription Services
Transform Your Business
See how leading financial institutions are using YuALT to enhance their risk management and decision-making.
Credit Underwriting
Increase approval rates while maintaining risk thresholds by incorporating alternative data into credit decisions.
Results:
30% increase in approval rates with no increase in defaults
Fraud Prevention
Detect sophisticated fraud patterns with machine learning models that adapt to evolving tactics.
Results:
45% reduction in fraud losses within 3 months
Customer Segmentation
Create precise customer segments based on behavioral patterns for targeted product offerings.
Results:
2.5x improvement in marketing conversion rates
Risk-Based Pricing
Dynamically adjust pricing based on comprehensive risk assessment of each customer profile.
Results:
20% increase in portfolio profitability
Ready to enhance your risk decisions?
Join leading financial institutions that are already leveraging alternative data to make smarter credit and fraud decisions.